2016年10月4日 星期二

premium, coverage

Speaking at a Democratic rally in Flint, Michigan, the former president ripped into the Affordable Care Act (ACA) for flooding the health care insurance market and causing premiums to rise for middle-class Americans who do not qualify for subsidies.
"So you've got this crazy system where all of a sudden 25 million more people have health care and then the people who are out there busting it, sometimes 60 hours a week, wind up with their premiums doubled and their coverage cut in half. It's the craziest thing in the world," Clinton said.
Bill Clinton calls Obamacare 'the craziest thing in the world,' later tries to walk it back

在歐元區危機可能會進一步削弱全球經濟前景的形勢下,IMF呼籲日本拿出更多行動以恢復穩健的財政。While more than 90 per cent of Japan's public debt is held domestically, even a relatively small increase in Japan's risk premium* could have a spillover effect on global risk returns and growth, the IMF warned.
*
The return in excess of the risk-free rate of return that an investment is expected to yield. An asset's risk premium is a form of compensation for investors who tolerate the extra risk - compared to that of a risk-free asset - in a given investment.

premium

NOUN

  • 1An amount to be paid for a contract of insurance.
  • 2A sum added to an ordinary price or charge.
    ‘customers are reluctant to pay a premium for organic fruit’
    1. 2.1A sum added to interest or wages; a bonus.
    2. 2.2[AS MODIFIER]Relating to or denoting a commodity of superior quality and therefore a higher price.
      ‘premium lagers’
    3. 2.3Stock Market 
      The amount by which the price of a share or other security exceeds its issue price, its nominal value, or the value of the assets it represents.
      ‘the shares jumped to a 70 per cent premium on the first day’
  • 3Something given as a reward, prize, or incentive.
    ‘the Society of Arts awarded him a premium’

Phrases

  • at a premium
    • 1Scarce and in demand.
      ‘space was at a premium’
    • 2Above the usual or nominal price.
      ‘touts sell the tickets at a premium’
  • put (or place) a premium on
    • Regard or treat as particularly valuable or important.
      ‘he put a premium on peace and stability’

Origin

Early 17th century (in the sense ‘reward, prize’): from Latin praemium booty, reward, from prae before + emere buy, take.

an insurance premium
保険料

premium[pre・mi・um]

  • 発音記号[príːmiəm]
[名]
1 ((しばしば〜s))保険料, 掛け金.
2 ((主に米))ハイオクガソリン.
3 (…に対する)割増金, プレミアム, 奨励金((for ...))
give [pay] a premium for
…に割増金を出す.
4 (…の)賞, 賞品, 景品, 賞金((for ...))
The student got a premium for perfect attendance.
その学生は皆勤賞をもらった.
5
(1) 《経済》打歩(うちぶ).
(2) 《証券》額面以上の額;(株の借用)手数料.
6 謝礼(金).
7 ((米))(借用金に対する)割増利子.
at a premium
(1) プレミアムつきで, 異常な高値で.
(2) なかなか手にはいらない;重んじられて.
put [set, place] a (high) premium on ...
(1) …にプレミアムをつける.
(2) …を奨励[助長]する;重んじる.
there is a premium on
…が奨励される, たいせつだ.
━━[形]
1 上等な, 上質な;(他より)高価な.
2 割増の, プレミアの(ついた)
premium prices
特別料金[価額].

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