According to Empower, many millennials spend around $7 a day fueling the habit. Do the math and that's more than $2,500 a year, enough to turn a caffeine buzz into a financial hangover.
"Shark Tank" star Kevin O'Leary thinks that's madness. He says he'll never be caught paying coffee shop prices when he can make his own cup for pennies at home. "I never buy a frape-latte-blah-blah-blah-woof-woof-woof for $2.50," he told CNBC back in 2017. "Do I pay $2.50 for a coffee? Never, never, never do I do that. That is such a waste of money for something that costs 20 cents."
Instead, O'Leary brews his own every morning, proudly noting it runs him about 18 cents a cup. The rest, he says, goes straight into investments. To him, it's not about denying himself caffeine—it's about refusing to waste money on something that won't grow. "I drink coffee, one cup every morning. It costs about 18 cents to make it, and I invest the rest," he explained.
That idea—skipping small splurges and channeling the cash into compounding returns—is core to his financial playbook. He insists the "little leaks" in a budget are where most people sabotage themselves.
Coffee is just the easy example. It could just as easily be streaming subscriptions you forgot you signed up for, rideshares when a bus would do, or that overpriced salad you scarfed down at your desk. On their own, none of these things look fatal. But stack them together every day, and they eat away at money that could have been working for you.
"The truth is, there is a lot of crap you don't need," O'Leary said. "What I've learned to do, and what has really helped me in maintaining growth in my own personal investing is, anytime I pick up something I'm going to buy, I say to myself, ‘Do I really need this?' Because if I don't buy it, the money is going to be invested and make money every year for me while I'm sleeping."
His prescription is blunt: everyone, no matter their income, should be setting aside at least ten percent of each paycheck for investing. He knows the excuses. People protest they can't afford it, that rent alone drains them. But he doesn't buy it. "People say, ‘I can't afford that! I can barely afford my rent!' But it's not true, you buy crap you don't need every day."
O'Leary's point isn't to banish coffee altogether. It's to highlight how easily routine spending can balloon into something absurd. If the average American is really dropping thousands of dollars a year on takeout coffee, then the lesson is pretty clear: you're not just buying caffeine, you're trading away your chance at long-term growth.
He puts it in the simplest terms possible: "I don't buy a lot of crap. I buy good stuff that I need, and I invest the rest, and it works. Try it sometime."
At $7 a day, that "frape-latte-blah-blah-blah-woof-woof-woof" could be the most expensive 20 cents you'll ever drink
The place of excrement;
For nothing can be sole or whole
That has not been rent.
Yeats' Heart and Soul - In a Dark Time ... The Eye Begins to ...
www.lorenwebster.net/In_a_Dark_Time/2002/.../yeats-heart-and-soul/
Feb 19, 2002 - When on love intent; But Love has pitched his mansion in. The placeof excrement; For nothing can be sole or whole. That has not been rent.Crazy Jane Talks With The Bishop Poem by William Butler ...
www.poemhunter.com › Poems
Dec 18, 2008 - But Love has pitched his mansion in. The place of excrement; Fornothing can be sole or whole. That has not been rent.' William Butler Yeats.| Why Facebook Makes You Feel Bad About Yourself |
| No surprise — those Facebook photos of your friends on vacation or celebrating a birthday party can make you feel lousy. |
Ashihei Hino (火野 葦平 Hino Ashihei, 1907 January 25 – 1960 January 24) was born in Wakamatsu (now Wakamatsu ward, Kitakyūshū) and in 1937 he received the prestigious Akutagawa Prize for one of his novels, Fun'nyōtan (糞尿譚 Tales of Excrement and Urine).[1] At that moment he was a soldier for the Japanese army in China. He then got promoted to the information corps and published numerous works about the daily lives of Japanese soldiers. It is for his war novels that he became famous for during (and forgotten after) the war. His book Mugi to Heitai (麦と兵隊 Wheat and Soldiers) sold over a million copies. He took his own life aged 53. His birthhouse can be visited today.
“Catcher” was published in 1951, and its very first sentence, distantly echoing Mark Twain, struck a brash new note in American literature: “If you really want to hear about it, the first thing you’ll probably want to know is where I was born and what my lousy childhood was like, and how my parents were occupied and all before they had me, and all that David Copperfield kind of crap, but I don’t feel like going into it, if you want to know the truth.”
The president of the Enhanced Games wants to push forward human evolution |
crap
Vulgar Slang.
n.
- Excrement.
- An act of defecating.
- Foolish, deceitful, or boastful language.
- Cheap or shoddy material.
- Miscellaneous or disorganized items; clutter.
- Insolent talk or behavior.
Merck KGaA Tightens View
Merck KGaA tightened its 2008 guidance after reporting a sharp boost in third-quarter net profit.
Deutsche Post Cuts View
Deutsche Post cut its 2008 earnings forecast and scrapped its 2009 outlook, citing a weak third-quarter performance at its express operations.
view
n.
view
n.
- An examination or inspection: used binoculars to get a better view.
- A sight; a look.
- A systematic survey; coverage: a view of Romantic poetry.
- An individual and personal perception, judgment, or interpretation; an opinion: In his view, aid to the rebels should be suspended. See synonyms at opinion.
- Field of vision: The aircraft has disappeared from view.
- A scene or vista: the view from the tower.
- A picture of a landscape: a view of Paris, done in oils.
- A way of showing or seeing something, as from a particular position or angle: a side view of the house.
- Something kept in sight as an aim or intention: “The pitch of the roof had been calculated with a view to the heavy seasonal rains” (Caroline Alexander).
lousy
- 音節
- lous • y
- 発音
- láuzi
- lousyの慣用句
- be lousy with, （全1件）
[形]（-i・er, -i・est）
3 シラミだらけの.
be lousy with ...
((米話))〈人などが〉うようよしている；〈金などが〉たんまりある.
lous・i・ly
[副]
lous・i・ness
[名]
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